Posts Tagged“finance”

How to Make Sure That You Spend Less Each Month

For the last 6 months I have been working incredibly hard on trying tisane as much money each month as I possibly could and I am finally starting to see some success. In the past, I was similar to my buddy and roommate Ram Chary in that I would just think that the answer was to make more money in order to afford the life that I was living, unfortunately this is not always the best way of thinking and I decided instead that I would do both, aim to make more and spend less each and every month. If…

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How to Get The Finances To Launch Your Business

It is a sad and unfortunate truth the large majority of new businesses fail within the first 3 years, some 56% in fact and of those who make it last the 3 year mark, a further 48% will collapse by year 5. This is a sobering thought for anyone who wants to get started in business and whilst it can appear scary, it is much better to simply view it as a benchmark for avoiding failure. The chief reason why most of these companies fail is the consequence of finances, in the main it is the fault of mismanagement of…

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What Skills do You Require to Offer Financial Advice

Being capable when it comes to the world of finance or global markets to invest in your own things is a great skill to have, perhaps you just ‘get’ the markets and know how to make a pretty penny from them. Being able to crunch numbers and gauge how a particular market may move is also a good ability to have but could you happily offer someone financial advice and let them know where you think their money would be best invested? When posed with this question many people, regardless of their knowledge and their own financial success would opt…

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Great Ways to Make Some Extra Cash  

There is no doubt that with the holiday season coming that your finances will take a quite a hit, nights out, presents to buy and office parties will see you spending quite a bit of cash and come January you will need to give your bank account a bit of a boost. The good news is that there are loads of ways in which you can boost your income and today we’re going to look at just a few ways in which you can do it. A lot of these methods can be used all year around as well, not…

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Avoid a Money Shortfall with Your Business

Do you ever stay awake at night as a business owner and worry about your revenue stream? In the event you answered yes to that question, there’s a very good chance you are not alone. For countless business owners nationwide, the angst of wondering if there is enough money in the business bank account is likely an endless wonder. No matter how hard you try, it seems at times like you just can’t keep the financial needle in the black. Instead, you see it moving down in the red, leading you to potential panic. With that in mind, how can…

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Why Your Business Needs a Financial Advisor

As a small business owner, working out what to outsource and when can be a tricky business, on the one hand you want to alleviate a responsibility so that you can focus on something else, on the other hand, finances are key and you may not want to pay for something you don’t need. If you wish to succeed however, then your finances is somewhere that you should definitely be seeking to outsource or seek advice, consider this more as an investment in your future than a paid for service. There are certain things that you should look for in…

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How to attract and retain wealthy clients as a financial advisor

Want to send your financial advising firm’s revenues into the stratosphere? The best way to do this is to serve wealthy investors exclusively. Adam Rosenfeld Merrill Lynch has experienced great success representing high net-worth clients over the past few years, and you can join him in the winner’s circle by following the advice found in the paragraphs that follow below. 1) Get your pricing right The price of your services is one of the most important marketing signals that will get your financial advising business noticed by rich clients. As shallow as this may seem, they will pass judgment based…

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Investing in Municipal Bonds

Municipal bonds are a way for governments such as state, county and other governmental entities to borrow money from people. When a person buys a municipal bond, the government owes that person their money back with interest. The interest is paid on a regular basis, which may be monthly or semiannually, and when a specific time has passed, called the maturity date, the government must repay the original purchase price. The main uses of these bonds are to build schools, repair or build roads, upgrade or add new sewer systems, build hospitals and other projects that are for the public…

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New CEO Brett Van Aswegen directing Wonga SA’s responsible lending initiatives

Wonga South Africa CEO, Kevin Hurwitz in October 2014, Wonga were delighted to announce that Mr. Brett Van Aswegen has been recruited as Hurwitz’s replacement, in a move that looks set to stabilise and increase Wonga’s position as the top payday loan provider in South Africa. The right man for the job Van Aswegen, hired earlier this year in May, has the right credentials for the job. He comes from Lewis, the South African furniture manufacturer where he worked for 12 years. When he left, he was one of the board’s listed directors, operating in the capacity of Credit Risk…

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